Capital One

Capital One Venture Rewards Credit Benefits - Every Perk, Credit & Deadline

The Capital One Venture Rewards Credit packs $120 in annual benefits into a $95/year card. That is a lot to keep track of. Most holders miss hundreds in value every year simply because they lose track of what resets when.

$95

Annual Fee

$120

Total Benefit Value

+$25

Net Value

All Capital One Venture Rewards Credit Benefits

Benefit Value

Unlimited 2X Miles

Earn unlimited 2 miles per dollar on every purchase, every day.

Included

5X Miles on Hotels & Rental Cars

Earn 5 miles per dollar on hotels, vacation rentals, and rental cars booked through Capital One Travel.

Included

Global Entry or TSA PreCheck Credit

Receive up to a $120 statement credit for Global Entry or TSA PreCheck application fees when you pay with your Venture card.

$120

Hertz Five Star Status

Complimentary Hertz Five Star status, which includes upgrades (when available) and wider car selection. Benefit extended indefinitely.

Included

Lifestyle Collection Experience Credit

Get a $50 experience credit to use on eligible expenses (e.g., dining, spa) per stay at Lifestyle Collection hotels booked through Capital One Travel.

Included

Auto Rental Collision Damage Waiver

Provides reimbursement for damage due to collision or theft up to the actual cash value of the rental vehicle. Coverage is Secondary within your country of residence and Primary internationally (or if you have no personal automobile insurance).

Included

Trip Cancellation & Interruption Insurance

Reimburses up to $1,500 per person for the non-refundable cost of the passenger fare if your trip is canceled or cut short due to covered reasons (e.g., sickness, injury).

Included

Lost Luggage Reimbursement

Provides reimbursement of up to $3,000 per trip for luggage that is lost or stolen by the carrier.

Included

Travel Accident Insurance

Provides coverage for accidental death or dismemberment at no extra cost when you pay for your entire travel fare with your card.

Included

Extended Warranty Protection

Doubles the time period of the original manufacturer's warranty up to one additional year on eligible warranties of three years or less.

Included

Purchase Security

Replaces, repairs, or reimburses you for eligible items of personal property up to $500 per claim for 90 days from the date of purchase due to covered theft or damage.

Included

No Foreign Transaction Fees

You will not be charged a fee for making purchases outside of the United States.

Included

Capital One Dining

Access to exclusive reservations at top-tier restaurants and culinary events.

Included

Capital One Entertainment

Access to presale tickets and exclusive events in sports, music, and dining.

Included

Travel Assistance Services

Provides 24/7 access to medical, legal, and transportation referrals and assistance while traveling (cardholder responsible for cost of services).

Included

Is the Capital One Venture Rewards Credit Worth the $95 Annual Fee?

$120

Total benefits

- $95

Annual fee

= +$25

Net value

It depends on your usage. The Capital One Venture Rewards Credit offers $120 in benefits against a $95 fee, putting you $25 ahead on paper. But you need to actively use the credits and perks to realize that value.

Stop Losing These Credits

Prky tracks every Capital One Venture Rewards Credit benefit, sends reset alerts, and shows your real ROI. No card numbers needed.

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Frequently Asked Questions

What is the Capital One Venture Rewards Credit annual fee?

The annual fee for the Capital One Venture Rewards Credit is $95 per year. The card offers approximately $120 in total annual benefits across 15 perks and credits. Top credits include the $120 Global Entry or TSA PreCheck Credit.

What benefits does the Capital One Venture Rewards Credit offer?

The Capital One Venture Rewards Credit offers 15 benefits worth approximately $120 per year. Key benefits include Global Entry or TSA PreCheck Credit ($120). The card also includes 6 insurance benefits for added protection.

Is the Capital One Venture Rewards Credit worth the $95 annual fee?

If you use a majority of the available credits, the Capital One Venture Rewards Credit more than pays for itself. The total benefit value is $120 against the $95 fee, leaving you $25 ahead.

When do Capital One Venture Rewards Credit benefits reset?

Capital One Venture Rewards Credit benefits reset on different schedules: Other (Unlimited 2X Miles and 5X Miles on Hotels & Rental Cars and 12 more); Every 4 Years (Global Entry or TSA PreCheck Credit). Prky tracks every reset date and sends alerts before credits expire.

Does the Capital One Venture Rewards Credit include travel insurance?

Yes. The Capital One Venture Rewards Credit includes 6 insurance benefits: Auto Rental Collision Damage Waiver, Trip Cancellation & Interruption Insurance, Lost Luggage Reimbursement. Check your cardmember agreement for coverage details and limits.

How do I track my Capital One Venture Rewards Credit benefits?

Prky tracks all 15 Capital One Venture Rewards Credit benefits automatically, including Global Entry or TSA PreCheck Credit. The dashboard shows dollar values, usage status, and upcoming reset dates for each benefit. Benefits reset on other, every 4 years schedules. You get email alerts before credits expire so nothing goes to waste.

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