Chase
The Chase Sapphire Preferred packs $290 in annual benefits into a $95/year card. That is a lot to keep track of. Most holders miss hundreds in value every year simply because they lose track of what resets when.
$95
Annual Fee
$290
Total Benefit Value
+$195
Net Value
| Benefit | Value |
|---|---|
|
$50 Chase Travel Hotel Credit Earn up to $50 in statement credits each account anniversary year for hotel stays purchased through Chase Travel. |
$50 |
|
DashPass Membership Complimentary DashPass by DoorDash membership for a minimum of one year when activated by December 31, 2027. Unlocks $0 delivery fees and lower service fees on eligible orders. |
$120 |
|
DoorDash Promo Credit (Non-Restaurant) DashPass members receive a $10 promo credit each calendar month at checkout on one qualifying grocery, convenience, or other non-restaurant order on DoorDash. |
$120 |
|
10% Anniversary Points Bonus Each account anniversary year, earn bonus points equal to 10% of total purchases made the previous year. |
Included |
|
25% Travel Redemption Bonus Points are worth 25% more (1.25 cents each) when redeemed for airfare, hotels, car rentals, and cruises through Chase Travel. |
Included |
|
1:1 Point Transfer to Travel Partners Transfer Ultimate Rewards points at a 1:1 ratio to participating airline and hotel partner programs without blackout dates. |
Included |
|
Primary Auto Rental Collision Damage Waiver Provides primary coverage up to $60,000 for theft and collision damage for most rental vehicles when you decline the rental company's collision insurance. |
Included |
|
Trip Cancellation and Interruption Insurance Reimburses up to $10,000 per covered traveler and $20,000 per trip for pre-paid, non-refundable travel expenses if canceled or cut short by sickness, severe weather, or other covered situations. |
Included |
|
Baggage Delay Insurance Reimburses up to $100 per day for up to 5 days for essential purchases like toiletries and clothing when baggage is delayed over 6 hours. |
Included |
|
Lost Luggage Reimbursement Reimburses up to $3,000 per passenger if checked or carry-on luggage is lost, damaged, or stolen. |
Included |
|
Trip Delay Reimbursement Reimburses up to $500 per ticket for non-reimbursed essential expenses (like meals and lodging) if your travel is significantly delayed (usually 12+ hours) or requires an overnight stay. |
Included |
|
Purchase Protection Covers eligible new purchases against damage or theft for up to 120 days from purchase, up to $500 per claim and $50,000 per account. |
Included |
|
Extended Warranty Protection Extends the U.S. manufacturer's warranty by an additional year on eligible warranties of three years or less. |
Included |
|
Travel Accident Insurance Provides accidental death or dismemberment coverage during transit on a common carrier when paid for with your card. |
Included |
|
Travel and Emergency Assistance Services Provides legal, medical, and travel emergency assistance and referral services when traveling away from home (cardholder pays for actual third-party services). |
Included |
|
Visa Signature Concierge 24/7 access to a concierge service for help making travel arrangements, restaurant reservations, getting event tickets, and specialized requests. |
Included |
|
No Foreign Transaction Fees Pay zero foreign transaction fees when you use your card for purchases outside the United States. |
Included |
|
Chase Experiences & Presales Exclusive access to early-access tickets, priority seating, and cardholder-only experiences at sports, dining, and entertainment events. |
Included |
$290
Total benefits
- $95
Annual fee
= +$195
Net value
Yes. The Chase Sapphire Preferred offers $290 in total benefits against a $95 annual fee, leaving you $195 ahead. The key is actually tracking and using those benefits before they reset. That is exactly what Prky helps with.
Prky tracks every Chase Sapphire Preferred benefit, sends reset alerts, and shows your real ROI. No card numbers needed.
Track These Benefits FreeThe annual fee for the Chase Sapphire Preferred is $95 per year. The card offers approximately $290 in total annual benefits across 18 perks and credits. Top credits include the $120 DashPass Membership, the $120 DoorDash Promo Credit (Non-Restaurant), the $50 Chase Travel Hotel Credit.
The Chase Sapphire Preferred offers 18 benefits worth approximately $290 per year. Key benefits include DashPass Membership ($120), DoorDash Promo Credit (Non-Restaurant) ($120), $50 Chase Travel Hotel Credit. The card also includes 8 insurance benefits for added protection.
If you use a majority of the available credits, the Chase Sapphire Preferred more than pays for itself. The total benefit value is $290 against the $95 fee, leaving you $195 ahead.
The Chase Sapphire Preferred has benefits that reset on different schedules: Annually, Monthly. 1 benefit reset monthly, so missing even one month means lost value. Prky tracks all reset dates and sends alerts before credits expire.
Yes. The Chase Sapphire Preferred includes 8 insurance benefits: Primary Auto Rental Collision Damage Waiver, Trip Cancellation and Interruption Insurance, Baggage Delay Insurance. Check your cardmember agreement for coverage details and limits.
Prky tracks all 18 Chase Sapphire Preferred benefits automatically, including DashPass Membership and DoorDash Promo Credit (Non-Restaurant). The dashboard shows dollar values, usage status, and upcoming reset dates for each benefit. Benefits reset on annually, monthly, other schedules. You get email alerts before credits expire so nothing goes to waste.
Whether you carry the Chase Sapphire Preferred or five other premium cards, Prky makes sure you use every benefit you are paying for.
Start Tracking FreeNo card numbers. No bank login. Takes 30 seconds.