Capital One
The Capital One Savor Cash Rewards offers $200 in annual benefits with no annual fee. Even without a fee to offset, these perks are worth tracking so you actually use them.
$0
Annual Fee
$200
Total Benefit Value
+$200
Net Value
| Benefit | Value |
|---|---|
|
3% Cash Back on Dining Earn unlimited 3% cash back on purchases at restaurants, cafes, bars, lounges, fast-food chains, and bakeries. |
Included |
|
3% Cash Back on Entertainment Earn unlimited 3% cash back on purchases made at movie theaters, sports promoters (professional and semi-professional live events), theatrical promoters, amusement parks, tourist attractions, aquariums, zoos, dance halls, record stores, pool halls or bowling alleys. |
Included |
|
3% Cash Back on Popular Streaming Services Earn unlimited 3% cash back on popular streaming services. |
Included |
|
3% Cash Back at Grocery Stores Earn unlimited 3% cash back at grocery stores. This excludes superstores like Walmart® and Target®. |
Included |
|
5% Cash Back on Hotels and Rental Cars booked through Capital One Travel Earn unlimited 5% cash back on hotels and rental cars booked through Capital One Travel. |
Included |
|
8% Cash Back on Capital One Entertainment Earn 8% cash back on Capital One Entertainment purchases. |
Included |
|
1% Cash Back on Other Purchases Earn unlimited 1% cash back on all other purchases. |
Included |
|
$200 Cash Bonus Earn a one-time $200 cash bonus once you spend $500 on purchases within the first 3 months from account opening. |
$200 |
|
No Foreign Transaction Fees No foreign transaction fees on purchases made outside of the United States. |
Included |
|
Extended Warranty Doubles the original manufacturer's warranty for up to an additional 24 months on warranties of 24 months or less. Coverage is limited to a maximum of $10,000 per item. |
Included |
|
Travel Accident Insurance Provides coverage for accidental death or dismemberment when traveling on licensed common carriers. |
Included |
|
Auto Rental Collision Damage Waiver Provides secondary coverage for damage due to collision or theft of most rental vehicles. |
Included |
|
Concierge Service Complimentary 24/7 concierge service to assist with travel, dining, and entertainment arrangements. |
Included |
$200
Total benefits
$0
Annual fee
= +$200
Net value
The Capital One Savor Cash Rewards has no annual fee, so every benefit is pure upside. The question is not whether it is worth it, but whether you are actually using the perks it offers.
Prky tracks every Capital One Savor Cash Rewards Credit Card benefit, sends reset alerts, and shows your real ROI. No card numbers needed.
Track These Benefits FreeThe Capital One Savor Cash Rewards Credit Card offers 13 benefits worth approximately $200 per year. Key benefits include $200 Cash Bonus. The card also includes 3 insurance benefits for added protection.
The Capital One Savor Cash Rewards Credit Card is a strong no-annual-fee option with 13 benefits. Since there is no fee to offset, every perk you use is pure value. Highlights include $200 Cash Bonus. It works well as a standalone everyday card or as a complement to premium cards in your wallet.
Capital One Savor Cash Rewards Credit Card benefits reset on different schedules: Other (3% Cash Back on Dining and 3% Cash Back on Entertainment and 10 more); One-Time ($200 Cash Bonus). Prky tracks every reset date and sends alerts before credits expire.
Yes. The Capital One Savor Cash Rewards includes 3 insurance benefits: Extended Warranty, Travel Accident Insurance, Auto Rental Collision Damage Waiver. Check your cardmember agreement for coverage details and limits.
Prky tracks all 13 Capital One Savor Cash Rewards Credit Card benefits automatically, including $200 Cash Bonus. The dashboard shows dollar values, usage status, and upcoming reset dates for each benefit. Benefits reset on other schedules. You get email alerts before credits expire so nothing goes to waste.
Whether you carry the Capital One Savor Cash Rewards Credit Card or five other premium cards, Prky makes sure you use every benefit you are paying for.
Start Tracking FreeNo card numbers. No bank login. Takes 30 seconds.