Capital One

Capital One SavorOne Rewards Benefits - Every Perk, Credit & Deadline

The Capital One SavorOne Rewards offers a solid set of benefits and perks. Here is everything you get and when each benefit resets.

$39

Annual Fee

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Total Benefit Value

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Net Value

All Capital One SavorOne Rewards Benefits

Benefit Value

3% Cash Back on Dining, Entertainment, Grocery Stores & Streaming

Earn unlimited 3% cash back on dining, entertainment, popular streaming services, and at grocery stores (excluding superstores like Walmart and Target).

Included

5% Cash Back on Capital One Travel

Earn unlimited 5% cash back on hotels and rental cars booked through Capital One Travel.

Included

8% Cash Back on Capital One Entertainment

Earn unlimited 8% cash back on purchases via Capital One Entertainment.

Included

Capital One Cafe Beverage Discount

Receive 50% off handcrafted beverages every day at Capital One Cafes.

Included

No Foreign Transaction Fees

Pay no foreign transaction fees when making purchases outside the U.S.

Included

Trip Cancellation and Interruption Insurance

Coverage up to $1,500 for non-refundable passenger fare if your trip is canceled or interrupted due to a covered reason.

Included

Lost or Damaged Baggage Insurance

Reimbursement up to $1,500 for lost or damaged baggage (up to 2 times a year).

Included

Baggage Delay Insurance

Reimbursement up to $100 per day for 3 days for essential items if baggage is delayed for more than 4 hours.

Included

Travel Accident Insurance

Coverage up to $1,000,000 for accidental death or dismemberment when traveling.

Included

Auto Rental Collision Damage Waiver

Secondary coverage for collision or theft of most rental cars when you pay with your card and decline the rental company's collision damage waiver.

Included

Extended Warranty

Doubles the original manufacturer's warranty up to an additional 24 months on eligible items.

Included

Purchase Protection

Coverage up to $1,000 per incident and $25,000 maximum per 12-month period for eligible items damaged or stolen.

Included

Price Protection

Reimbursement for the price difference if an eligible item drops in price within 120 days of the original purchase date.

Included

$0 Fraud Liability

You are not responsible for unauthorized charges if your card is lost or stolen.

Included

Is the Capital One SavorOne Rewards Worth the $39 Annual Fee?

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Total benefits

- $39

Annual fee

= See Details

Net value

The Capital One SavorOne Rewards costs $39/year. Whether it is worth it depends on how many of its perks you actually use. Tracking your benefit usage is the best way to know for sure.

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Frequently Asked Questions

What is the Capital One SavorOne Rewards annual fee?

The annual fee for the Capital One SavorOne Rewards is $39 per year.

What benefits does the Capital One SavorOne Rewards offer?

The Capital One SavorOne Rewards offers 14 benefits and perks including 3% Cash Back on Dining, Entertainment, Grocery Stores & Streaming, 5% Cash Back on Capital One Travel, 8% Cash Back on Capital One Entertainment, Capital One Cafe Beverage Discount.

Is the Capital One SavorOne Rewards worth the $39 annual fee?

It depends on your usage pattern. Track your benefits to see whether the card pays for itself.

When do Capital One SavorOne Rewards benefits reset?

Capital One SavorOne Rewards benefits reset on different schedules: Other (3% Cash Back on Dining, Entertainment, Grocery Stores & Streaming and 5% Cash Back on Capital One Travel and 12 more). Prky tracks every reset date and sends alerts before credits expire.

Does the Capital One SavorOne Rewards include travel insurance?

Yes. The Capital One SavorOne Rewards includes 9 insurance benefits: Trip Cancellation and Interruption Insurance, Lost or Damaged Baggage Insurance, Baggage Delay Insurance. Check your cardmember agreement for coverage details and limits.

How do I track my Capital One SavorOne Rewards benefits?

Prky tracks all 14 Capital One SavorOne Rewards benefits automatically, including every credit and perk. The dashboard shows dollar values, usage status, and upcoming reset dates for each benefit. Benefits reset on other schedules. You get email alerts before credits expire so nothing goes to waste.

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