Capital One
The Capital One SavorOne Rewards offers a solid set of benefits and perks. Here is everything you get and when each benefit resets.
$39
Annual Fee
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Total Benefit Value
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Net Value
| Benefit | Value |
|---|---|
|
3% Cash Back on Dining, Entertainment, Grocery Stores & Streaming Earn unlimited 3% cash back on dining, entertainment, popular streaming services, and at grocery stores (excluding superstores like Walmart and Target). |
Included |
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5% Cash Back on Capital One Travel Earn unlimited 5% cash back on hotels and rental cars booked through Capital One Travel. |
Included |
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8% Cash Back on Capital One Entertainment Earn unlimited 8% cash back on purchases via Capital One Entertainment. |
Included |
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Capital One Cafe Beverage Discount Receive 50% off handcrafted beverages every day at Capital One Cafes. |
Included |
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No Foreign Transaction Fees Pay no foreign transaction fees when making purchases outside the U.S. |
Included |
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Trip Cancellation and Interruption Insurance Coverage up to $1,500 for non-refundable passenger fare if your trip is canceled or interrupted due to a covered reason. |
Included |
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Lost or Damaged Baggage Insurance Reimbursement up to $1,500 for lost or damaged baggage (up to 2 times a year). |
Included |
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Baggage Delay Insurance Reimbursement up to $100 per day for 3 days for essential items if baggage is delayed for more than 4 hours. |
Included |
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Travel Accident Insurance Coverage up to $1,000,000 for accidental death or dismemberment when traveling. |
Included |
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Auto Rental Collision Damage Waiver Secondary coverage for collision or theft of most rental cars when you pay with your card and decline the rental company's collision damage waiver. |
Included |
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Extended Warranty Doubles the original manufacturer's warranty up to an additional 24 months on eligible items. |
Included |
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Purchase Protection Coverage up to $1,000 per incident and $25,000 maximum per 12-month period for eligible items damaged or stolen. |
Included |
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Price Protection Reimbursement for the price difference if an eligible item drops in price within 120 days of the original purchase date. |
Included |
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$0 Fraud Liability You are not responsible for unauthorized charges if your card is lost or stolen. |
Included |
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Total benefits
- $39
Annual fee
= See Details
Net value
The Capital One SavorOne Rewards costs $39/year. Whether it is worth it depends on how many of its perks you actually use. Tracking your benefit usage is the best way to know for sure.
Prky tracks every Capital One SavorOne Rewards benefit, sends reset alerts, and shows your real ROI. No card numbers needed.
Track These Benefits FreeThe annual fee for the Capital One SavorOne Rewards is $39 per year.
The Capital One SavorOne Rewards offers 14 benefits and perks including 3% Cash Back on Dining, Entertainment, Grocery Stores & Streaming, 5% Cash Back on Capital One Travel, 8% Cash Back on Capital One Entertainment, Capital One Cafe Beverage Discount.
It depends on your usage pattern. Track your benefits to see whether the card pays for itself.
Capital One SavorOne Rewards benefits reset on different schedules: Other (3% Cash Back on Dining, Entertainment, Grocery Stores & Streaming and 5% Cash Back on Capital One Travel and 12 more). Prky tracks every reset date and sends alerts before credits expire.
Yes. The Capital One SavorOne Rewards includes 9 insurance benefits: Trip Cancellation and Interruption Insurance, Lost or Damaged Baggage Insurance, Baggage Delay Insurance. Check your cardmember agreement for coverage details and limits.
Prky tracks all 14 Capital One SavorOne Rewards benefits automatically, including every credit and perk. The dashboard shows dollar values, usage status, and upcoming reset dates for each benefit. Benefits reset on other schedules. You get email alerts before credits expire so nothing goes to waste.
Whether you carry the Capital One SavorOne Rewards or five other premium cards, Prky makes sure you use every benefit you are paying for.
Start Tracking FreeNo card numbers. No bank login. Takes 30 seconds.