Wells Fargo
The Wells Fargo Autograph offers a solid set of benefits and perks. Here is everything you get and when each benefit resets.
$0
Annual Fee
See Details
Total Benefit Value
No Fee
Net Value
| Benefit | Value |
|---|---|
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Cell Phone Protection Reimbursement up to $600 per claim (maximum 2 claims and $1,200 per 12-month period) for damage or theft when paying your monthly cell phone bill with the card. Subject to a $25 deductible per claim. |
Included |
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Auto Rental Collision Damage Waiver Provides secondary coverage for collision damage or theft on rental cars up to $50,000 when you pay for the entire rental with your card and decline the rental company's collision damage waiver. |
Included |
|
No Foreign Transaction Fees Pay no foreign transaction fees on international purchases. |
Included |
|
Visa Signature Luxury Hotel Collection Premium benefits at participating properties, including automatic room upgrades (when available), complimentary breakfast for two, $25 food and beverage credit, VIP guest status, free Wi-Fi, and late checkout. |
Included |
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Visa Signature Concierge Services Complimentary 24/7 personal assistant service for dining reservations, travel arrangements, event tickets, and gift recommendations. |
Included |
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Travel and Emergency Assistance Services 24/7 assistance for medical or legal referrals, emergency transportation, lost luggage locating, and translation services. Cardholders are responsible for third-party costs. |
Included |
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Roadside Dispatch Pay-per-use roadside assistance program providing towing (up to 5 miles), tire change, jump start, lockout service, and fuel delivery. |
Included |
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Emergency Cash Disbursement and Card Replacement Expedited card replacement within 1-3 business days and emergency cash advances in case your card is lost, stolen, or damaged. |
Included |
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Zero Liability Protection You are not held responsible for unauthorized transactions made with your credit card. |
Included |
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My Wells Fargo Deals Access personalized, targeted offers to earn cash back as an account credit when you shop, dine, or enjoy experiences. |
Included |
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Autograph Card Exclusives Access to cardholder-exclusive live events, concerts, discounts, and special fan experiences. |
Included |
|
FICO® Credit Score Access Complimentary access to your FICO® Credit Score through Wells Fargo Online. |
Included |
See Details
Total benefits
$0
Annual fee
= No Fee
Net value
The Wells Fargo Autograph has no annual fee, so every benefit is pure upside. The question is not whether it is worth it, but whether you are actually using the perks it offers.
Prky tracks every Wells Fargo Autograph benefit, sends reset alerts, and shows your real ROI. No card numbers needed.
Track These Benefits FreeThe Wells Fargo Autograph offers 12 benefits. Benefits span categories like Insurance, Travel, Lifestyle. The card also includes 3 insurance benefits for added protection.
The Wells Fargo Autograph is a strong no-annual-fee option with 12 benefits. Since there is no fee to offset, every perk you use is pure value. It works well as a standalone everyday card or as a complement to premium cards in your wallet.
Wells Fargo Autograph benefits reset on different schedules: Annually (Cell Phone Protection); Other (Auto Rental Collision Damage Waiver and No Foreign Transaction Fees and 9 more). Prky tracks every reset date and sends alerts before credits expire.
Yes, the Wells Fargo Autograph includes 3 insurance benefits: Cell Phone Protection, Auto Rental Collision Damage Waiver, Zero Liability Protection. These protections are included at no extra cost as part of your cardmember benefits and can save you hundreds on separate insurance policies.
Prky tracks all 12 Wells Fargo Autograph benefits automatically, including every credit and perk. The dashboard shows dollar values, usage status, and upcoming reset dates for each benefit. Benefits reset on annually, other schedules. You get email alerts before credits expire so nothing goes to waste.
Whether you carry the Wells Fargo Autograph or five other premium cards, Prky makes sure you use every benefit you are paying for.
Start Tracking FreeNo card numbers. No bank login. Takes 30 seconds.