Chase

Chase Freedom Unlimited Benefits - Every Perk, Credit & Deadline

The Chase Freedom Unlimited offers a solid set of benefits and perks. Here is everything you get and when each benefit resets.

$0

Annual Fee

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Total Benefit Value

No Fee

Net Value

All Chase Freedom Unlimited Benefits

Benefit Value

5% on Chase Travel

Earn 5% cash back on travel purchased through Chase Travel.

Included

3% on Dining

Earn 3% cash back on dining at restaurants, including takeout and eligible delivery services.

Included

3% on Drugstores

Earn 3% cash back on drugstore purchases.

Included

1.5% on All Other Purchases

Earn 1.5% cash back on all other purchases.

Included

DashPass Membership

Receive 6 months of complimentary DashPass for use on both the DoorDash and Caviar applications. After the complimentary period, you will be automatically enrolled at the current monthly rate.

Included

Purchase Protection

Covers your new purchases for 120 days against damage or theft up to $500 per claim and $50,000 per account.

Included

Extended Warranty Protection

Extends the time period of the U.S. manufacturer's warranty by an additional year, on eligible warranties of three years or less. Coverage is up to $10,000 per claim and $50,000 per account.

Included

Auto Rental Collision Damage Waiver

Provides reimbursement for theft and collision damage for most rental cars. In the U.S., coverage is secondary to your personal insurance. Coverage is for rental periods up to 31 consecutive days.

Included

Trip Cancellation/Interruption Insurance

You can be reimbursed up to $1,500 per person and $6,000 per trip for your pre-paid, non-refundable passenger fares, if your trip is canceled or cut short by sickness, severe weather or other covered situations.

Included

Is the Chase Freedom Unlimited Worth the $0 Annual Fee?

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Total benefits

$0

Annual fee

= No Fee

Net value

The Chase Freedom Unlimited has no annual fee, so every benefit is pure upside. The question is not whether it is worth it, but whether you are actually using the perks it offers.

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Frequently Asked Questions

What benefits does the Chase Freedom Unlimited offer?

The Chase Freedom Unlimited offers 9 benefits. Benefits span categories like Travel, Dining, Shopping. The card also includes 4 insurance benefits for added protection.

Is the Chase Freedom Unlimited a good card?

The Chase Freedom Unlimited is a strong no-annual-fee option with 9 benefits. Since there is no fee to offset, every perk you use is pure value. It works well as a standalone everyday card or as a complement to premium cards in your wallet.

When do Chase Freedom Unlimited benefits reset?

Chase Freedom Unlimited benefits reset on different schedules: Other (5% on Chase Travel and 3% on Dining and 7 more). Prky tracks every reset date and sends alerts before credits expire.

Does the Chase Freedom Unlimited include travel insurance?

Yes, the Chase Freedom Unlimited includes 4 insurance benefits: Purchase Protection, Extended Warranty Protection, Auto Rental Collision Damage Waiver, Trip Cancellation/Interruption Insurance. These protections are included at no extra cost as part of your cardmember benefits and can save you hundreds on separate insurance policies.

How do I track my Chase Freedom Unlimited benefits?

Prky tracks all 9 Chase Freedom Unlimited benefits automatically, including every credit and perk. The dashboard shows dollar values, usage status, and upcoming reset dates for each benefit. Benefits reset on other schedules. You get email alerts before credits expire so nothing goes to waste.

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