Wells Fargo
The Wells Fargo Active Cash offers a solid set of benefits and perks. Here is everything you get and when each benefit resets.
$0
Annual Fee
See Details
Total Benefit Value
No Fee
Net Value
| Benefit | Value |
|---|---|
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Unlimited 2% Cash Rewards Earn an unlimited 2% cash rewards on all purchases with no categories to track. Rewards do not expire as long as the account remains open. |
Included |
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Cellular Telephone Protection Get up to $600 of cell phone protection per claim against covered damage or theft when you pay your monthly cell phone bill with the card. Limited to 2 paid claims per 12-month period (up to $1,200 total coverage) and subject to a $25 deductible per claim. |
Included |
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Auto Rental Collision Damage Waiver Provides secondary auto rental collision damage waiver coverage up to $50,000 to protect against damage or theft to your rental car when you decline the rental company's coverage and pay for the rental entirely with your card. |
Included |
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Visa Signature Concierge Access complimentary 24/7 phone support to assist with travel planning, dining reservations, event tickets, and entertainment needs. |
Included |
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Visa Signature Luxury Hotel Collection Enjoy premium perks such as room upgrades, complimentary daily breakfast, food and beverage credits, and late checkout when booking stays at participating properties. |
Included |
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Travel and Emergency Assistance Services Provides 24/7 assistance and referral services for medical, legal, transportation, and other emergency services while traveling. You are responsible for the cost of actual services provided. |
Included |
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Roadside Dispatch Access a pay-per-use roadside assistance program offering services like towing, jump starts, tire changes, and lockout service. |
Included |
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Zero Liability Protection Provides protection so you will not be held responsible for unauthorized transactions made with your credit card if reported promptly. |
Included |
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Emergency Cash Disbursement and Card Replacement Receive an emergency card replacement or a cash advance usually within 24 hours if your card is lost or stolen. |
Included |
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My Wells Fargo Deals Earn cash back as a statement credit when you activate targeted offers and shop, dine, or enjoy experiences with eligible merchants. |
Included |
See Details
Total benefits
$0
Annual fee
= No Fee
Net value
The Wells Fargo Active Cash has no annual fee, so every benefit is pure upside. The question is not whether it is worth it, but whether you are actually using the perks it offers.
Prky tracks every Wells Fargo Active Cash benefit, sends reset alerts, and shows your real ROI. No card numbers needed.
Track These Benefits FreeThe Wells Fargo Active Cash offers 10 benefits. Benefits span categories like Shopping, Insurance, Lifestyle. The card also includes 3 insurance benefits for added protection.
The Wells Fargo Active Cash is a strong no-annual-fee option with 10 benefits. Since there is no fee to offset, every perk you use is pure value. It works well as a standalone everyday card or as a complement to premium cards in your wallet.
Wells Fargo Active Cash benefits reset on different schedules: Other (Unlimited 2% Cash Rewards and Auto Rental Collision Damage Waiver and 7 more); Annually (Cellular Telephone Protection). Prky tracks every reset date and sends alerts before credits expire.
Yes. The Wells Fargo Active Cash includes 3 insurance benefits: Cellular Telephone Protection, Auto Rental Collision Damage Waiver, Zero Liability Protection. Check your cardmember agreement for coverage details and limits.
Prky tracks all 10 Wells Fargo Active Cash benefits automatically, including every credit and perk. The dashboard shows dollar values, usage status, and upcoming reset dates for each benefit. Benefits reset on other, annually schedules. You get email alerts before credits expire so nothing goes to waste.
Whether you carry the Wells Fargo Active Cash or five other premium cards, Prky makes sure you use every benefit you are paying for.
Start Tracking FreeNo card numbers. No bank login. Takes 30 seconds.