Chase
The Chase United Quest packs $915 in annual benefits into a $350/year card. That is a lot to keep track of. Most holders miss hundreds in value every year simply because they lose track of what resets when.
$350
Annual Fee
$915
Total Benefit Value
+$565
Net Value
| Benefit | Value |
|---|---|
|
$200 United TravelBank Credit Automatically receive $200 in United TravelBank cash each year on your account anniversary to use for booking a future United- or United Express-operated flight. |
$200 |
|
$150 Renowned Hotels and Resorts Credit Receive up to $150 back in statement credits each anniversary year when you book and prepay for hotel stays directly through Renowned Hotels and Resorts for United Cardmembers. |
$150 |
|
$100 Rideshare Statement Credit Earn up to $8 back as a statement credit each month from January to November and up to $12 back in December when you pay for rideshare purchases. Yearly opt-in is required. |
$100 |
|
$80 Avis/Budget Travel Credit Receive $40 in United TravelBank cash for your first and second Avis or Budget car rental booked directly through cars.united.com, up to $80 each anniversary year. |
$80 |
|
$150 JSX Statement Credit Get up to $150 back as a statement credit each anniversary year when you book flights directly with JSX using your card. |
$150 |
|
$10 Instacart Credit Receive one $10 credit in your Instacart account each month for purchases made directly through Instacart. Ends 12/31/2027. |
$120 |
|
$5 Instacart Credit Receive one $5 credit in your Instacart account each month for purchases made directly through Instacart. Ends 12/31/2027. |
$60 |
|
3-Month Instacart+ Membership Get complimentary Instacart+ membership for three months, including unlimited deliveries with $0 delivery fees on eligible orders. Must activate by 12/31/2027. |
$25 |
|
Free First & Second Checked Bags The primary Cardmember and one companion on the same reservation get their first and second standard checked bags free (savings of up to $360 per roundtrip) on United-operated flights. |
Included |
|
10,000-Mile Award Flight Discount (Anniversary) Starting with your first anniversary and every anniversary thereafter, receive a 10,000-mile discount to use toward an eligible award flight. |
Included |
|
10,000-Mile Award Flight Discount (After $20k Spend) Earn a 10,000-mile award flight discount after spending $20,000 each calendar year to use toward an eligible award flight. |
Included |
|
Global Entry, TSA PreCheck or NEXUS Fee Credit Receive a statement credit of up to $120 every 4 years as reimbursement for the application fee for Global Entry, TSA PreCheck or NEXUS. |
$30 |
|
2 Global Economy Plus Seat Upgrades Earn 2 global Economy Plus seat upgrades after spending $40,000 on purchases each calendar year. |
Included |
|
25% Back on United Inflight & Club Purchases Receive 25% back as a statement credit on purchases of food, beverages, and Wi-Fi on board United-operated flights and on premium drinks at United Clubs. |
Included |
|
Priority Boarding Primary Cardmember and companions on the same reservation receive priority boarding on United-operated flights. |
Included |
|
1,000 Card Bonus PQP Get a jump start on earning Premier status with 1,000 Card Bonus Premier qualifying points (PQP) each year, awarded within 8 weeks of February 1. |
Included |
|
Earn up to 18,000 PQP via Spend Earn 1 Premier qualifying point (PQP) for every $20 you spend on purchases, up to 18,000 PQP in a calendar year. |
Included |
|
Complimentary Premier Upgrades on Award Tickets Primary cardholders who are MileagePlus Premier members traveling on an award ticket can take advantage of Complimentary Premier Upgrades on United-operated flights (when available). |
Included |
|
No Foreign Transaction Fees Pay no foreign transaction fees when you use your card for purchases made outside the United States. |
Included |
|
Trip Cancellation & Interruption Insurance Get reimbursed up to $1,500 per person and $6,000 per trip for prepaid, non-refundable passenger fares if your trip is canceled or cut short by covered situations. |
Included |
|
Lost Luggage Reimbursement Reimbursement of up to $3,000 per passenger for lost or damaged luggage and its contents. |
Included |
|
Baggage Delay Insurance Reimburses essential purchases like toiletries and clothing for baggage delays over 6 hours, up to $100 a day for 3 days. |
Included |
|
Trip Delay Reimbursement If travel is delayed more than 12 hours or requires an overnight stay, you are covered for unreimbursed expenses up to $500 per ticket. |
Included |
|
Auto Rental Collision Damage Waiver Provides primary coverage for theft and collision damage for most rental cars in the U.S. and abroad. |
Included |
|
Purchase Protection Covers new purchases for 120 days against damage or theft up to $10,000 per claim and $50,000 per year. |
Included |
|
Extended Warranty Protection Extends the time period of the U.S. manufacturer's warranty by an additional year, on eligible warranties of three years or less. |
Included |
$915
Total benefits
- $350
Annual fee
= +$565
Net value
Yes. The Chase United Quest offers $915 in total benefits against a $350 annual fee, leaving you $565 ahead. The key is actually tracking and using those benefits before they reset. That is exactly what Prky helps with.
Prky tracks every Chase United Quest benefit, sends reset alerts, and shows your real ROI. No card numbers needed.
Track These Benefits FreeThe annual fee for the Chase United Quest is $350 per year. The card offers approximately $915 in total annual benefits across 26 perks and credits. Top credits include the $200 United TravelBank Credit, the $150 Renowned Hotels and Resorts Credit, the $150 JSX Statement Credit.
The Chase United Quest offers 26 benefits including $200 United TravelBank Credit ($200), $150 Renowned Hotels and Resorts Credit ($150), $100 Rideshare Statement Credit ($100). Total annual value is approximately $915.
If you use a majority of the available credits, the Chase United Quest more than pays for itself. The total benefit value is $915 against the $350 fee, leaving you $565 ahead.
The Chase United Quest has benefits that reset on different schedules: Annually, Monthly, One-Time. 3 benefits reset monthly, so missing even one month means lost value. Prky tracks all reset dates and sends alerts before credits expire.
Yes, the Chase United Quest includes 7 insurance benefits: Trip Cancellation & Interruption Insurance, Lost Luggage Reimbursement, Baggage Delay Insurance, Trip Delay Reimbursement, Auto Rental Collision Damage Waiver, Purchase Protection, Extended Warranty Protection. These protections are included at no extra cost as part of your cardmember benefits and can save you hundreds on separate insurance policies.
Prky tracks all 26 Chase United Quest benefits automatically, including $200 United TravelBank Credit and $150 Renowned Hotels and Resorts Credit. The dashboard shows dollar values, usage status, and upcoming reset dates for each benefit. Benefits reset on annually, monthly, other schedules. You get email alerts before credits expire so nothing goes to waste.
Whether you carry the Chase United Quest or five other premium cards, Prky makes sure you use every benefit you are paying for.
Start Tracking FreeNo card numbers. No bank login. Takes 30 seconds.