Chase IHG One Rewards Premier Benefits - Every Perk, Credit & Deadline

Anniversary Free Night Award

Receive one Free Night Award every account anniversary year, valid for a one-night stay at eligible IHG hotels with a redemption cap of 40,000 points. You can add points from your IHG One Rewards account to book hotels priced above 40,000 points.

Fourth Reward Night Free

Redeem points for any stay of 4 or more consecutive nights and get the 4th night free (equivalent to a 25% points discount on exactly a 4-night stay).

Automatic Platinum Elite Status

Receive complimentary IHG One Rewards Platinum Elite status for as long as you hold the card, which includes a 60% bonus on base points earned during stays, complimentary room upgrades (subject to availability), and late checkout.

Global Entry, TSA PreCheck or NEXUS Statement Credit

Get a statement credit of up to $120 every 4 years as reimbursement for the application fee for Global Entry, TSA PreCheck, or NEXUS charged to your card.

United Airlines TravelBank Cash

Receive up to $50 in United TravelBank Cash each calendar year after registering your card. This is deposited in two $25 increments semi-annually (around January 1 and July 15).

$100 Spend Bonus Statement Credit

Earn a $100 statement credit and an additional 10,000 bonus points after spending $20,000 on purchases and making one additional purchase each account anniversary year.

DoorDash DashPass Membership

Get one year of complimentary DashPass membership, providing $0 delivery fees and lower service fees on eligible orders. Must be activated by December 31, 2027.

DoorDash Non-Restaurant Promo Credit

DashPass members get up to $10 off each quarter at checkout on eligible non-restaurant DoorDash orders (such as grocery, convenience, or retail).

20% Discount on Point Purchases

Save 20% on IHG One Rewards points purchases when you use your card to pay for them.

No Foreign Transaction Fees

Pay no foreign transaction fees when you use your card for purchases made outside the United States.

Trip Cancellation and Interruption Insurance

If your trip is canceled or cut short by sickness, severe weather, or other covered situations, you can be reimbursed up to $5,000 per covered traveler and $10,000 per trip for pre-paid, non-refundable travel expenses.

Lost Luggage Reimbursement

If you or your immediate family member check or carry on luggage that is damaged or lost by the carrier, you're covered up to $3,000 per passenger.

Baggage Delay Insurance

Reimburses you for essential purchases like toiletries and clothing for baggage delays over 6 hours by passenger carrier, up to $100 a day for 3 days.

Auto Rental Collision Damage Waiver

Provides coverage for theft and collision damage for most rental cars. In the U.S., coverage is secondary to your personal auto insurance. Must decline the rental company's collision insurance and charge the entire rental cost to your card.

Purchase Protection

Covers your new purchases for 120 days against damage or theft up to $500 per claim and $50,000 per account.

Extended Warranty Protection

Extends the time period of the U.S. manufacturer's warranty by an additional year, on eligible warranties of three years or less.

Travel Accident Insurance

Provides accidental death or dismemberment coverage when you pay for your air, bus, train, or cruise transportation with your card.

Travel and Emergency Assistance Services

Provides access to 24/7 legal and medical referrals or other travel and emergency assistance while away from home. (Cardholder is responsible for the cost of actual services provided).