Chase
The Chase United Explorer packs $1,003 in annual benefits into a $150/year card. That is a lot to keep track of. Most holders miss hundreds in value every year simply because they lose track of what resets when.
$150
Annual Fee
$1,003
Total Benefit Value
+$853
Net Value
| Benefit | Value |
|---|---|
|
United TravelBank Cash Earn $100 in United TravelBank cash after spending $10,000 on purchases each calendar year. |
$100 |
|
Global Entry, TSA PreCheck or NEXUS Fee Credit Receive a statement credit of up to $120 every four years as reimbursement for the application fee for Global Entry, TSA PreCheck, or NEXUS. |
$120 |
|
United Club Passes Receive 2 complimentary one-time entry passes to United Clubs every account anniversary year. |
$118 |
|
United Instacart Credit Receive a $10 Instacart statement credit monthly (up to $120 per year) through December 31, 2027. |
$120 |
|
Instacart+ Membership 3-month complimentary Instacart+ membership, including unlimited deliveries with $0 delivery fees on eligible orders. |
$99 |
|
United Rideshare Credit Receive a $5 statement credit each month on eligible rideshare purchases (up to $60 per calendar year). Enrollment required. |
$60 |
|
United Hotels Credit Receive $50 back as a statement credit on your 1st and 2nd prepaid hotel stays purchased directly through United Hotels, up to $100 each anniversary year. |
$100 |
|
Avis/Budget Car Rental Credit Get $25 in United TravelBank cash, up to twice per year (total of up to $50 annually), for Avis or Budget rentals paid with the card. |
$50 |
|
JSX Flight Credit Get up to $100 back as a statement credit each anniversary year when you book flights directly with JSX using your card. |
$100 |
|
DashPass Membership 12 months of complimentary DashPass for use on DoorDash and Caviar, providing $0 delivery fees and reduced service fees on eligible orders. |
$96 |
|
DashPass Promo Credits (Non-Restaurant) Receive one promo of up to $10 off every quarter on one non-restaurant order on DoorDash. |
$40 |
|
Free First Checked Bag Free first checked bag for the primary cardmember and one companion on United flights. |
Included |
|
Priority Boarding Primary cardmember and companions on the same reservation can board United-operated flights prior to general boarding. |
Included |
|
Inflight Purchase Discount Receive 25% back as a statement credit on purchases of food, beverages, and Wi-Fi on board United-operated flights and Club premium drinks. |
Included |
|
Award Flight Discount Earn a 10,000-mile award flight discount after spending $20,000 on purchases each calendar year. |
Included |
|
Premier Upgrades on Award Tickets Primary Cardmember with MileagePlus Premier status traveling on an award ticket and one companion are eligible for Complimentary Premier Upgrades on select United-operated flights. |
Included |
|
No Foreign Transaction Fees Pay no foreign transaction fees when you use your card for purchases made outside the United States. |
Included |
|
Auto Rental Collision Damage Waiver Primary coverage. Provides reimbursement up to $60,000 for theft and collision damage for most rental vehicles in the U.S. and abroad. |
Included |
|
Trip Cancellation / Interruption Insurance Reimburses up to $1,500 per person and $6,000 per trip for pre-paid, non-refundable passenger fares if trip is canceled or cut short by covered situations. |
Included |
|
Baggage Delay Insurance Reimburses up to $100 a day for up to 3 days for essential purchases like toiletries and clothing when baggage is delayed over 6 hours. |
Included |
|
Lost Luggage Reimbursement Provides reimbursement up to $3,000 per covered traveler for the cost to repair or replace checked or carry-on baggage that is lost, damaged or stolen. |
Included |
|
Trip Delay Reimbursement If common carrier travel is delayed more than 12 hours or requires an overnight stay, covered for unreimbursed expenses up to $500 per ticket. |
Included |
|
Purchase Protection Covers new purchases for 120 days against damage or theft up to $10,000 per claim and $50,000 per year. |
Included |
|
Extended Warranty Protection Extends the time period of the U.S. manufacturer's warranty by an additional year, on eligible warranties of three years or less. |
Included |
$1,003
Total benefits
- $150
Annual fee
= +$853
Net value
Yes. The Chase United Explorer offers $1,003 in total benefits against a $150 annual fee, leaving you $853 ahead. The key is actually tracking and using those benefits before they reset. That is exactly what Prky helps with.
Prky tracks every Chase United Explorer benefit, sends reset alerts, and shows your real ROI. No card numbers needed.
Track These Benefits FreeThe annual fee for the Chase United Explorer is $150 per year. The card offers approximately $1,003 in total annual benefits across 24 perks and credits. Top credits include the $120 Global Entry, TSA PreCheck or NEXUS Fee Credit, the $120 United Instacart Credit, the $118 United Club Passes.
The Chase United Explorer offers 24 benefits including United TravelBank Cash ($100), Global Entry, TSA PreCheck or NEXUS Fee Credit ($120), United Club Passes ($118). Total annual value is approximately $1,003.
If you use a majority of the available credits, the Chase United Explorer more than pays for itself. The total benefit value is $1,003 against the $150 fee, leaving you $853 ahead.
The Chase United Explorer has benefits that reset on different schedules: Annually, Monthly, One-Time, Quarterly. 2 benefits reset monthly, so missing even one month means lost value. Prky tracks all reset dates and sends alerts before credits expire.
Yes. The Chase United Explorer includes 7 insurance benefits: Auto Rental Collision Damage Waiver, Trip Cancellation / Interruption Insurance, Baggage Delay Insurance. Check your cardmember agreement for coverage details and limits.
Prky tracks all 24 Chase United Explorer benefits automatically, including Global Entry, TSA PreCheck or NEXUS Fee Credit and United Instacart Credit. The dashboard shows dollar values, usage status, and upcoming reset dates for each benefit. Benefits reset on annually, other, monthly, quarterly schedules. You get email alerts before credits expire so nothing goes to waste.
Whether you carry the Chase United Explorer or five other premium cards, Prky makes sure you use every benefit you are paying for.
Start Tracking FreeNo card numbers. No bank login. Takes 30 seconds.