Chase

Chase Sapphire Reserve Benefits - Every Perk, Credit & Deadline

The Chase Sapphire Reserve packs $2,899 in annual benefits into a $795/year card. That is a lot to keep track of. Most holders miss hundreds in value every year simply because they lose track of what resets when.

$795

Annual Fee

$2,899

Total Benefit Value

+$2,104

Net Value

All Chase Sapphire Reserve Benefits

Benefit Value
$300 Travel Credit

Receive up to $300 in statement credits each account anniversary year for travel purchases.

$300

$500 The Edit Hotel Credit

Receive up to $500 in statement credits annually for prepaid bookings made with The Edit, Chase Travel's collection of luxury hotels. Requires a two-night minimum stay.

$500

$300 Sapphire Reserve Exclusive Tables Dining Credit

Receive up to $150 semi-annually (up to $300 annually) in statement credits for dining at participating Sapphire Reserve Exclusive Tables restaurants booked via OpenTable.

$300

$300 StubHub Credit

Receive up to $150 semi-annually (up to $300 annually) in statement credits for concert and event tickets purchased on StubHub.

$300

Apple TV+ Subscription

Complimentary subscription to Apple TV+.

$119

Apple Music Subscription

Complimentary subscription to Apple Music.

$131

DashPass Membership

Complimentary DashPass membership providing $0 delivery fees and reduced service fees on eligible DoorDash and Caviar orders.

$120

$5 DoorDash Restaurant Promo

Receive one $5 discount promo each month for eligible restaurant orders on DoorDash.

$60

$20 DoorDash Non-Restaurant Promos

Receive two $10 discount promos each month for grocery, convenience, and other non-restaurant orders on DoorDash.

$240

$10 Lyft Credit

Receive up to $10 in Lyft in-app credits each month.

$120

$10 Peloton Credit

Receive up to $10 per month in statement credits toward eligible Peloton memberships, including the Peloton App.

$120

Global Entry, TSA PreCheck, or NEXUS Credit

Receive a statement credit of up to $120 every four years as reimbursement for the application fee.

$120

Priority Pass Select Membership

Complimentary membership providing access to over 1,300 airport lounges worldwide.

$469

Chase Sapphire Lounge Access

Complimentary access to Chase Sapphire Lounges by The Club with up to two guests.

Included

IHG One Rewards Platinum Elite Status

Complimentary IHG One Rewards Platinum Elite status.

Included

Auto Rental Collision Damage Waiver

Primary coverage up to $75,000 against collision or theft when you decline the rental company's collision insurance.

Included

Trip Cancellation and Interruption Insurance

Reimburses up to $10,000 per traveler and $20,000 per trip for pre-paid, non-refundable travel expenses if a trip is canceled or cut short by covered situations.

Included

Trip Delay Reimbursement

Reimburses up to $500 per ticket for unreimbursed expenses like meals and lodging if travel is delayed more than 6 hours or requires an overnight stay.

Included

Baggage Delay Insurance

Reimburses up to $100 a day for 5 days for essential purchases like toiletries and clothing if your baggage is delayed over 6 hours.

Included

Lost Luggage Reimbursement

Reimburses up to $3,000 per passenger for lost or damaged luggage.

Included

Emergency Evacuation and Transportation

Provides up to $100,000 for medical services and transportation if you are injured or become sick during a trip 100 miles or more from home resulting in an emergency evacuation.

Included

Emergency Medical and Dental Benefit

Reimburses up to $2,500 for medical expenses (subject to a $50 deductible) if you become sick or injured while traveling 100 miles or more from home.

Included

Roadside Assistance

Covered up to $50 per incident, 4 times a year, for a tow, jumpstart, tire change, locksmith, or gas.

Included

Purchase Protection

Covers new purchases for 120 days against damage or theft up to $10,000 per item and $50,000 per year.

Included

Extended Warranty Protection

Extends the time period of the U.S. manufacturer's warranty by an additional year on eligible warranties of 3 years or less.

Included

Return Protection

Reimburses up to $500 per item and $1,000 per year for eligible items that the store won't accept back within 90 days of purchase.

Included

Is the Chase Sapphire Reserve Worth the $795 Annual Fee?

$2,899

Total benefits

- $795

Annual fee

= +$2,104

Net value

Yes. The Chase Sapphire Reserve offers $2,899 in total benefits against a $795 annual fee, leaving you $2,104 ahead. The key is actually tracking and using those benefits before they reset. That is exactly what Prky helps with.

Stop Losing These Credits

Prky tracks every Chase Sapphire Reserve benefit, sends reset alerts, and shows your real ROI. No card numbers needed.

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Frequently Asked Questions

What is the Chase Sapphire Reserve annual fee?

The annual fee for the Chase Sapphire Reserve is $795 per year. The card offers approximately $2,899 in total annual benefits across 26 perks and credits. Top credits include the $500 The Edit Hotel Credit, the $469 Priority Pass Select Membership, the $300 Travel Credit.

What benefits does the Chase Sapphire Reserve offer?

The Chase Sapphire Reserve offers 26 benefits including $300 Travel Credit ($300), $500 The Edit Hotel Credit ($500), $300 Sapphire Reserve Exclusive Tables Dining Credit ($300). Total annual value is approximately $2,899.

Is the Chase Sapphire Reserve worth the $795 annual fee?

If you use a majority of the available credits, the Chase Sapphire Reserve more than pays for itself. The total benefit value is $2,899 against the $795 fee, leaving you $2,104 ahead.

When do Chase Sapphire Reserve benefits reset?

The Chase Sapphire Reserve has benefits that reset on different schedules: Annually, Semi-Annually, Monthly. 4 benefits reset monthly, so missing even one month means lost value. Prky tracks all reset dates and sends alerts before credits expire.

Does the Chase Sapphire Reserve include travel insurance?

Yes. The Chase Sapphire Reserve includes 11 insurance benefits: Auto Rental Collision Damage Waiver, Trip Cancellation and Interruption Insurance, Trip Delay Reimbursement. Check your cardmember agreement for coverage details and limits.

How do I track my Chase Sapphire Reserve benefits?

Prky tracks all 26 Chase Sapphire Reserve benefits automatically, including $500 The Edit Hotel Credit and Priority Pass Select Membership. The dashboard shows dollar values, usage status, and upcoming reset dates for each benefit. Benefits reset on annually, semi-annually, monthly, other schedules. You get email alerts before credits expire so nothing goes to waste.

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