Capital One
The Capital One Venture X Business packs $1,089 in annual benefits into a $395/year card. That is a lot to keep track of. Most holders miss hundreds in value every year simply because they lose track of what resets when.
$395
Annual Fee
$1,089
Total Benefit Value
+$694
Net Value
| Benefit | Value |
|---|---|
|
Capital One Business Travel Credit Receive a $300 credit each account anniversary year that applies automatically at checkout when booking eligible flights, hotels, or rental cars through Capital One Business Travel. |
$300 |
|
10,000 Anniversary Bonus Miles Receive 10,000 bonus miles every year, starting on your first account anniversary, valued at approximately $100 toward travel. |
$100 |
|
TSA PreCheck or Global Entry Credit Get up to a $120 statement credit toward TSA PreCheck or Global Entry application fees every four years. |
$120 |
|
Priority Pass Membership Complimentary Priority Pass membership providing unlimited access to 1,300+ participating VIP airport lounges worldwide for the primary cardholder and up to two guests. |
$469 |
|
Capital One Lounge Access Unlimited complimentary access to Capital One Lounges and Capital One Landings for the primary cardholder and up to two guests. |
Included |
|
Plaza Premium Lounge Access Unlimited access to the Plaza Premium Group network of airport lounges worldwide. |
Included |
|
Premier Collection Experience Credit Enjoy a $100 experience credit to use on dining, spa, or other activities, plus daily breakfast for two and room upgrades when available, on every hotel and vacation rental booked from the Premier Collection. |
$100 |
|
Hertz President's Circle Status Receive complimentary Hertz President's Circle elite status, offering guaranteed upgrades and the ability to choose from the widest selection of cars. |
Included |
|
Free Employee Cards Add employee cards for no additional annual fee to help manage expenses, set spending limits, and earn rewards on all team transactions. |
Included |
|
No Foreign Transaction Fees Pay no additional fees on purchases made outside of the United States or in foreign currencies. |
Included |
|
Primary Auto Rental Collision Damage Waiver Provides primary coverage for damage due to collision or theft on eligible rental vehicles when you decline the rental company's collision insurance. |
Included |
|
Trip Delay Reimbursement Reimburses up to $500 per person for reasonable expenses like meals and lodging if your covered travel is delayed by six or more hours or requires an overnight stay. |
Included |
|
Trip Cancellation and Interruption Insurance Reimburses up to $2,000 per person for prepaid, non-refundable travel expenses if your trip is canceled or interrupted for covered reasons. |
Included |
|
Lost Luggage Reimbursement Provides reimbursement up to $3,000 per passenger for lost or stolen checked or carry-on luggage on a common carrier. |
Included |
|
Cell Phone Protection Provides reimbursement up to $800 per claim (maximum of 2 claims per 12-month period, subject to a $50 deductible) if your cell phone is stolen or damaged, provided you pay your monthly cellular bill with the card. |
Included |
|
Purchase Protection Covers eligible items against damage or theft for up to 90 days from the date of purchase, up to $10,000 per claim and $50,000 per cardholder. |
Included |
|
Extended Warranty Protection Extends the time period of the original manufacturer's U.S. warranty by one additional year on eligible warranties of three years or less. |
Included |
|
Travel Accident Insurance Provides coverage up to $1,000,000 for accidental death or dismemberment when traveling on licensed common carriers paid for with the card. |
Included |
$1,089
Total benefits
- $395
Annual fee
= +$694
Net value
Yes. The Capital One Venture X Business offers $1,089 in total benefits against a $395 annual fee, leaving you $694 ahead. The key is actually tracking and using those benefits before they reset. That is exactly what Prky helps with.
Prky tracks every Capital One Venture X Business benefit, sends reset alerts, and shows your real ROI. No card numbers needed.
Track These Benefits FreeThe annual fee for the Capital One Venture X Business is $395 per year. The card offers approximately $1,089 in total annual benefits across 18 perks and credits. Top credits include the $469 Priority Pass Membership, the $300 Capital One Business Travel Credit, the $120 TSA PreCheck or Global Entry Credit.
The Capital One Venture X Business offers 18 benefits including Capital One Business Travel Credit ($300), 10,000 Anniversary Bonus Miles ($100), TSA PreCheck or Global Entry Credit ($120). Total annual value is approximately $1,089.
If you use a majority of the available credits, the Capital One Venture X Business more than pays for itself. The total benefit value is $1,089 against the $395 fee, leaving you $694 ahead.
Capital One Venture X Business benefits reset on different schedules: Annually (Capital One Business Travel Credit and 10,000 Anniversary Bonus Miles and 6 more); Other (TSA PreCheck or Global Entry Credit and Premier Collection Experience Credit and 8 more). Prky tracks every reset date and sends alerts before credits expire.
Yes. The Capital One Venture X Business includes 8 insurance benefits: Primary Auto Rental Collision Damage Waiver, Trip Delay Reimbursement, Trip Cancellation and Interruption Insurance. Check your cardmember agreement for coverage details and limits.
Prky tracks all 18 Capital One Venture X Business benefits automatically, including Priority Pass Membership and Capital One Business Travel Credit. The dashboard shows dollar values, usage status, and upcoming reset dates for each benefit. Benefits reset on annually, other schedules. You get email alerts before credits expire so nothing goes to waste.
Whether you carry the Capital One Venture X Business or five other premium cards, Prky makes sure you use every benefit you are paying for.
Start Tracking FreeNo card numbers. No bank login. Takes 30 seconds.