Column N.A.
The Bilt offers $100 in annual benefits with no annual fee. Even without a fee to offset, these perks are worth tracking so you actually use them.
$0
Annual Fee
$100
Total Benefit Value
+$100
Net Value
| Benefit | Value |
|---|---|
|
$100 Bilt Cash Welcome Offer Receive $100 in Bilt Cash upon application and approval, which can be redeemed for dollar-for-dollar value within the Bilt ecosystem. |
$100 |
|
Cellular Wireless Telephone Protection Reimburses you for the actual cost to replace or repair a stolen or damaged eligible cellular telephone up to $800 per claim and $1,000 per 12-month period, subject to a $50 deductible. You must charge your monthly wireless bill to the card. |
Included |
|
Auto Rental Collision Damage Waiver (MasterRental Coverage) Provides secondary coverage for physical damage and theft of a rental vehicle when you pay for the entire rental transaction with your card and decline the rental company's collision damage waiver. |
Included |
|
Purchase Assurance Protects eligible purchases against theft or damage for a specified period after the date of purchase. |
Included |
|
Mastercard ID Theft Protection Monitors the surface, dark, and deep web for compromised credentials and alerts you to possible identity theft. It also provides resolution services should you find yourself a victim of identity theft. |
Included |
|
Mastercard Travel & Lifestyle Services Access to a suite of benefits, amenities, upgrades, and premium travel offers across hotels, air travel, tours, cruises, and car rentals, including the Mastercard Luxury Hotels & Resorts Collection. |
Included |
|
No Foreign Transaction Fees Pay no foreign transaction fees on international purchases when traveling abroad. |
Included |
$100
Total benefits
$0
Annual fee
= +$100
Net value
The Bilt has no annual fee, so every benefit is pure upside. The question is not whether it is worth it, but whether you are actually using the perks it offers.
Prky tracks every Bilt Mastercard benefit, sends reset alerts, and shows your real ROI. No card numbers needed.
Track These Benefits FreeThe Bilt Mastercard offers 7 benefits worth approximately $100 per year. Key benefits include $100 Bilt Cash Welcome Offer. The card also includes 4 insurance benefits for added protection.
The Bilt Mastercard is a strong no-annual-fee option with 7 benefits. Since there is no fee to offset, every perk you use is pure value. Highlights include $100 Bilt Cash Welcome Offer. Uniquely, Bilt lets you earn points on rent payments without a transaction fee, something no other card offers.
Bilt Mastercard benefits reset on different schedules: One-Time ($100 Bilt Cash Welcome Offer); Other (Cellular Wireless Telephone Protection and Auto Rental Collision Damage Waiver (MasterRental Coverage) and 4 more). Prky tracks every reset date and sends alerts before credits expire.
Yes, the Bilt Mastercard includes 4 insurance benefits: Cellular Wireless Telephone Protection, Auto Rental Collision Damage Waiver (MasterRental Coverage), Purchase Assurance, Mastercard ID Theft Protection. These protections are included at no extra cost as part of your cardmember benefits and can save you hundreds on separate insurance policies.
Prky tracks all 7 Bilt Mastercard benefits automatically, including $100 Bilt Cash Welcome Offer. The dashboard shows dollar values, usage status, and upcoming reset dates for each benefit. Benefits reset on other schedules. You get email alerts before credits expire so nothing goes to waste.
Whether you carry the Bilt Mastercard or five other premium cards, Prky makes sure you use every benefit you are paying for.
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