Goldman Sachs Bank USA
The Apple Card offers $60 in annual benefits with no annual fee. Even without a fee to offset, these perks are worth tracking so you actually use them.
$0
Annual Fee
$60
Total Benefit Value
+$60
Net Value
| Benefit | Value |
|---|---|
|
3% Daily Cash Back (Apple) Earn unlimited 3% Daily Cash back on everything you buy from Apple, including the Apple Store, Apple.com, the App Store, Apple Music, and Apple TV. |
Included |
|
3% Daily Cash Back (Select Merchants) Earn unlimited 3% Daily Cash back when you use Apple Card with Apple Pay at select participating merchants including Ace Hardware, Booking.com, ChargePoint, Duane Reade, Exxon Mobil, Hertz, Nike, Panera Bread, T-Mobile, Uber, Uber Eats, and Walgreens. |
Included |
|
2% Daily Cash Back (Apple Pay) Earn unlimited 2% Daily Cash back anywhere you use Apple Card with Apple Pay. |
Included |
|
1% Daily Cash Back (Physical/Virtual Card) Earn unlimited 1% Daily Cash back on all purchases when you use your physical titanium card or virtual card number. |
Included |
|
Apple Card Monthly Installments Buy new Apple products over time with 0% APR interest-free monthly payments when selecting Apple Card Monthly Installments at checkout, while still earning 3% Daily Cash back upfront. |
Included |
|
High-Yield Savings Account Access Open a high-yield Savings account provided by Goldman Sachs with no minimum balance or minimum deposit requirements to automatically deposit and grow your Daily Cash. |
Included |
|
Apple Card Family Share your Apple Card with up to five members of your Family Sharing group, allowing you to merge credit lines, manage accounts together as co-owners, and help participants build credit. |
Included |
|
No Foreign Transaction Fees Pay no foreign transaction fees on international purchases. |
Included |
|
No Late or Over-the-Limit Fees Apple Card does not charge late fees, over-the-limit fees, or returned-payment fees. |
Included |
|
Uber One Membership Trial Get a six-month free trial of Uber One, fulfilled by Uber, when you sign up using Apple Card with Apple Pay. |
$60 |
|
2% Booking.com Travel Credits Earn 2% in Booking.com Travel Credits on eligible stays and car rentals when paying in advance directly through the exclusive Apple Card Booking.com portal. |
Included |
|
Hertz Base Rate Discount Save at least 5% off Pay Later base rates when booking eligible Hertz vehicle rentals through the Apple Card portal. |
Included |
|
Hertz Free Emergency Roadside Service Receive free emergency roadside service on Hertz rentals booked via the Apple Card portal. |
Included |
|
Hertz Discounted Loss Damage Waiver Add loss damage waiver vehicle protection for a discounted rate of $16.95 per day (plus tax) on eligible Hertz rentals booked through the Apple Card portal. |
Included |
|
Hertz Free Additional Driver Add one free additional driver at pickup on eligible Hertz rentals booked through the Apple Card portal. |
Included |
|
Mastercard ID Theft Protection Get access to Mastercard's identity theft protection services, including continuous monitoring and resolution services. |
Included |
|
Zero Liability Protection You are not held responsible in the event someone makes unauthorized purchases with your card. |
Included |
|
Mastercard Travel & Lifestyle Services Access free nights at partner hotels, staycation offers, amenities, upgrades, and personal airport concierge services. |
Included |
|
Priceless Golf Access the TPC Network of clubs, travel packages to golf destinations, and secure tee times through the Hidden Network of private courses. |
Included |
$60
Total benefits
$0
Annual fee
= +$60
Net value
The Apple Card has no annual fee, so every benefit is pure upside. The question is not whether it is worth it, but whether you are actually using the perks it offers.
Prky tracks every Apple Card benefit, sends reset alerts, and shows your real ROI. No card numbers needed.
Track These Benefits FreeThe Apple Card offers 19 benefits worth approximately $60 per year. Key benefits include Uber One Membership Trial ($60). The card also includes 3 insurance benefits for added protection.
The Apple Card is a strong no-annual-fee option with 19 benefits. Since there is no fee to offset, every perk you use is pure value. Highlights include Uber One Membership Trial ($60). The card integrates deeply with Apple Wallet, offering 3% back at Apple and select partners with real-time Daily Cash deposited to your Apple Cash balance.
Apple Card benefits reset on different schedules: Other (3% Daily Cash Back (Apple) and 3% Daily Cash Back (Select Merchants) and 16 more); One-Time (Uber One Membership Trial). Prky tracks every reset date and sends alerts before credits expire.
Yes, the Apple Card includes 3 insurance benefits: Hertz Discounted Loss Damage Waiver, Mastercard ID Theft Protection, Zero Liability Protection. These protections are included at no extra cost as part of your cardmember benefits and can save you hundreds on separate insurance policies.
Prky tracks all 19 Apple Card benefits automatically, including Uber One Membership Trial. The dashboard shows dollar values, usage status, and upcoming reset dates for each benefit. Benefits reset on other schedules. You get email alerts before credits expire so nothing goes to waste.
Whether you carry the Apple Card or five other premium cards, Prky makes sure you use every benefit you are paying for.
Start Tracking FreeNo card numbers. No bank login. Takes 30 seconds.