American Express
The American Express Delta SkyMiles Gold packs $300 in annual benefits into a $150/year card. That is a lot to keep track of. Most holders miss hundreds in value every year simply because they lose track of what resets when.
$150
Annual Fee
$300
Total Benefit Value
+$150
Net Value
| Benefit | Value |
|---|---|
|
Delta Stays Credit Earn up to $100 in statement credits per calendar year when using your card to book prepaid hotels or vacation rentals through Delta Stays on delta.com. |
$100 |
|
Delta Flight Credit Receive a $200 Delta Flight Credit to use toward future travel after you spend $10,000 in purchases on your card in a calendar year. |
$200 |
|
First Checked Bag Free Check your first bag free on Delta flights, saving up to $70 per person on a round-trip. This benefit applies to the basic card member and up to 8 companions traveling on the same reservation. |
Included |
|
Zone 5 Priority Boarding Receive Zone 5 Priority Boarding on Delta flights, allowing you to board early and stow your carry-on bag sooner. |
Included |
|
TakeOff 15 Award Travel Discount Save 15% off the mileage portion of Award Travel on Delta and Delta Connection flights when booking with miles on delta.com or the Fly Delta app. |
Included |
|
In-Flight Purchases Discount Receive a 20% savings in the form of a statement credit on eligible pre-purchased meals and in-flight purchases of food and beverages on Delta-operated flights. |
Included |
|
No Foreign Transaction Fees Pay no foreign transaction fees when making purchases overseas. |
Included |
|
Baggage Insurance Plan Coverage for eligible lost, damaged, or stolen baggage during travel on a common carrier. Up to $1,250 for carry-on baggage and up to $500 for checked baggage. |
Included |
|
Car Rental Loss and Damage Insurance Secondary coverage for damage to or theft of a rental vehicle up to $50,000 when you use your eligible card to reserve and pay for the entire rental and decline the collision damage waiver. |
Included |
|
Purchase Protection Helps protect eligible covered purchases for up to 90 days from the purchase date if stolen or accidentally damaged. Coverage is limited to up to $1,000 per occurrence and up to $50,000 per calendar year. |
Included |
|
Extended Warranty Provides up to one extra year added to the original manufacturer's warranty on eligible purchases. |
Included |
$300
Total benefits
- $150
Annual fee
= +$150
Net value
It depends on your usage. The American Express Delta SkyMiles Gold offers $300 in benefits against a $150 fee, putting you $150 ahead on paper. But you need to actively use the credits and perks to realize that value.
Prky tracks every American Express Delta SkyMiles Gold benefit, sends reset alerts, and shows your real ROI. No card numbers needed.
Track These Benefits FreeThe annual fee for the American Express Delta SkyMiles Gold is $150 per year. The card offers approximately $300 in total annual benefits across 11 perks and credits. Top credits include the $200 Delta Flight Credit, the $100 Delta Stays Credit.
The American Express Delta SkyMiles Gold offers 11 benefits worth approximately $300 per year. Key benefits include Delta Flight Credit ($200), Delta Stays Credit ($100). The card also includes 4 insurance benefits for added protection.
If you use a majority of the available credits, the American Express Delta SkyMiles Gold more than pays for itself. The total benefit value is $300 against the $150 fee, leaving you $150 ahead.
American Express Delta SkyMiles Gold benefits reset on different schedules: Annually (Delta Stays Credit and Delta Flight Credit); Other (First Checked Bag Free and Zone 5 Priority Boarding and 7 more). Prky tracks every reset date and sends alerts before credits expire.
Yes. The American Express Delta SkyMiles Gold includes 4 insurance benefits: Baggage Insurance Plan, Car Rental Loss and Damage Insurance, Purchase Protection. Check your cardmember agreement for coverage details and limits.
Prky tracks all 11 American Express Delta SkyMiles Gold benefits automatically, including Delta Flight Credit and Delta Stays Credit. The dashboard shows dollar values, usage status, and upcoming reset dates for each benefit. Benefits reset on annually, other schedules. You get email alerts before credits expire so nothing goes to waste.
Whether you carry the American Express Delta SkyMiles Gold or five other premium cards, Prky makes sure you use every benefit you are paying for.
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