American Express
The American Express Blue Cash Preferred packs $120 in annual benefits into a $95/year card. That is a lot to keep track of. Most holders miss hundreds in value every year simply because they lose track of what resets when.
$95
Annual Fee
$120
Total Benefit Value
+$25
Net Value
| Benefit | Value |
|---|---|
|
Disney Streaming Credit Get up to a $10 statement credit each month after using your enrolled card for eligible subscription purchases at Disney+, Hulu, or ESPN+. |
$120 |
|
Cash Back at U.S. Supermarkets Earn 6% cash back on up to $6,000 per year in eligible purchases at U.S. supermarkets, then 1% cash back thereafter. |
Included |
|
Cash Back on Streaming Subscriptions Earn 6% cash back on select U.S. streaming subscriptions. |
Included |
|
Cash Back at Gas Stations and Transit Earn 3% cash back at eligible U.S. gas stations and on transit, including taxis, rideshares, parking, tolls, trains, and buses. |
Included |
|
Cash Back on Other Purchases Earn 1% cash back on all other eligible purchases. |
Included |
|
Purchase Protection Protects eligible purchases from accidental damage or theft for up to 90 days from the purchase date. Coverage is limited to up to $1,000 per occurrence and up to $50,000 per calendar year. |
Included |
|
Return Protection Refunds up to $300 per item and up to $1,000 per calendar year if a merchant won't accept an eligible return within 90 days of the purchase date. |
Included |
|
Extended Warranty Extends the terms of an original manufacturer's warranty of 5 years or less by up to 1 additional year. Coverage is limited to up to $10,000 per item and up to $50,000 per calendar year. |
Included |
|
Car Rental Loss and Damage Insurance Provides secondary coverage against damage or theft for up to $50,000 per rental agreement (up to 30 consecutive days) when you pay for the entire rental with your card and decline the rental company's collision damage waiver. |
Included |
|
Global Assist Hotline Provides 24/7 emergency medical, legal, and financial coordination and assistance services when traveling more than 100 miles from home. Cardmembers are responsible for third-party costs. |
Included |
|
American Express Offers Access to digital coupons and offers that provide statement credits or bonus rewards at various dining, shopping, and travel brands upon enrollment. |
Included |
$120
Total benefits
- $95
Annual fee
= +$25
Net value
It depends on your usage. The American Express Blue Cash Preferred offers $120 in benefits against a $95 fee, putting you $25 ahead on paper. But you need to actively use the credits and perks to realize that value.
Prky tracks every American Express Blue Cash Preferred benefit, sends reset alerts, and shows your real ROI. No card numbers needed.
Track These Benefits FreeThe annual fee for the American Express Blue Cash Preferred is $95 per year. The card offers approximately $120 in total annual benefits across 11 perks and credits. Top credits include the $120 Disney Streaming Credit.
The American Express Blue Cash Preferred offers 11 benefits worth approximately $120 per year. Key benefits include Disney Streaming Credit ($120). The card also includes 4 insurance benefits for added protection.
If you use a majority of the available credits, the American Express Blue Cash Preferred more than pays for itself. The total benefit value is $120 against the $95 fee, leaving you $25 ahead.
The American Express Blue Cash Preferred has benefits that reset on different schedules: Monthly, Annually. 1 benefit reset monthly, so missing even one month means lost value. Prky tracks all reset dates and sends alerts before credits expire.
Yes, the American Express Blue Cash Preferred includes 4 insurance benefits: Purchase Protection, Return Protection, Extended Warranty, Car Rental Loss and Damage Insurance. These protections are included at no extra cost as part of your cardmember benefits and can save you hundreds on separate insurance policies.
Prky tracks all 11 American Express Blue Cash Preferred benefits automatically, including Disney Streaming Credit. The dashboard shows dollar values, usage status, and upcoming reset dates for each benefit. Benefits reset on monthly, annually, other schedules. You get email alerts before credits expire so nothing goes to waste.
Whether you carry the American Express Blue Cash Preferred or five other premium cards, Prky makes sure you use every benefit you are paying for.
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