Chase
The Chase Freedom Rise offers $125 in annual benefits with no annual fee. Even without a fee to offset, these perks are worth tracking so you actually use them.
$0
Annual Fee
$125
Total Benefit Value
+$125
Net Value
| Benefit | Value |
|---|---|
|
$25 Automatic Payment Credit Earn a $25 statement credit when you sign up for automatic payments within the first three months of opening your account and remain enrolled for at least 90 days. |
$25 |
|
DashPass Membership Get 6 months of complimentary access to DashPass, which unlocks $0 delivery fees and lower service fees on eligible orders on DoorDash and Caviar. Must be activated by December 31, 2027. |
$60 |
|
$10 DoorDash Non-Restaurant Credit Receive a $10 discount each calendar quarter at checkout on one qualifying non-restaurant order on DoorDash or Caviar. Requires an active DashPass membership. |
$40 |
|
Purchase Protection Covers your eligible new purchases for 120 days from the date of purchase against damage or theft up to $500 per item and up to $50,000 per account annually. |
Included |
|
Extended Warranty Protection Extends the time period of the manufacturer's U.S. warranty by an additional year, on eligible warranties of three years or less, up to four years from the date of purchase. |
Included |
|
Trip Cancellation and Interruption Insurance Reimburses up to $1,500 per person and $6,000 per trip for your pre-paid, non-refundable passenger fares, if your trip is canceled or cut short by sickness, severe weather or other covered situations. |
Included |
|
2% Cash Back on Lyft Earn a total of 2% cash back on qualifying Lyft products and services purchased through the Lyft mobile application through September 30, 2027. |
Included |
|
Automatic Credit Limit Review Cardholders are automatically evaluated for a credit line increase in as soon as 6 months after account opening. |
Included |
|
Automatic Upgrade Evaluation Automatic evaluation each year to upgrade to the Chase Freedom Unlimited® card when you maintain good financial habits and make on-time payments. |
Included |
|
Chase Credit Journey Free access to educational resources, credit score tracking, and identity monitoring to help build and monitor your credit. |
Included |
$125
Total benefits
$0
Annual fee
= +$125
Net value
The Chase Freedom Rise has no annual fee, so every benefit is pure upside. The question is not whether it is worth it, but whether you are actually using the perks it offers.
Prky tracks every Chase Freedom Rise benefit, sends reset alerts, and shows your real ROI. No card numbers needed.
Track These Benefits FreeThe Chase Freedom Rise offers 10 benefits worth approximately $125 per year. Key benefits include DashPass Membership ($60), $10 DoorDash Non-Restaurant Credit, $25 Automatic Payment Credit. The card also includes 3 insurance benefits for added protection.
The Chase Freedom Rise is a strong no-annual-fee option with 10 benefits. Since there is no fee to offset, every perk you use is pure value. Highlights include DashPass Membership ($60) and $10 DoorDash Non-Restaurant Credit and $25 Automatic Payment Credit. Designed as a credit-building card, it reports to all three bureaus and offers 1.5% flat cash back with no annual fee while you build your credit history.
Chase Freedom Rise benefits reset on different schedules: One-Time ($25 Automatic Payment Credit and DashPass Membership); Quarterly ($10 DoorDash Non-Restaurant Credit); Other (Purchase Protection and Extended Warranty Protection and 4 more); Annually (Automatic Upgrade Evaluation). Prky tracks every reset date and sends alerts before credits expire.
Yes, the Chase Freedom Rise includes 3 insurance benefits: Purchase Protection, Extended Warranty Protection, Trip Cancellation and Interruption Insurance. These protections are included at no extra cost as part of your cardmember benefits and can save you hundreds on separate insurance policies.
Prky tracks all 10 Chase Freedom Rise benefits automatically, including DashPass Membership and $10 DoorDash Non-Restaurant Credit. The dashboard shows dollar values, usage status, and upcoming reset dates for each benefit. Benefits reset on quarterly, other, annually schedules. You get email alerts before credits expire so nothing goes to waste.
Whether you carry the Chase Freedom Rise or five other premium cards, Prky makes sure you use every benefit you are paying for.
Start Tracking FreeNo card numbers. No bank login. Takes 30 seconds.