American Express
The American Express Marriott Bonvoy Brilliant packs $989 in annual benefits into a $650/year card. That is a lot to keep track of. Most holders miss hundreds in value every year simply because they lose track of what resets when.
$650
Annual Fee
$989
Total Benefit Value
+$339
Net Value
| Benefit | Value |
|---|---|
|
Dining Credit Get up to $25 in statement credits each month for eligible purchases made on the card at restaurants worldwide. |
$300 |
|
Marriott Bonvoy Platinum Elite Status Complimentary Platinum Elite status, which includes 50% more points on stays, enhanced room upgrades (including Select Suites, subject to availability), and a welcome gift choice. |
Included |
|
Free Night Award Receive 1 Free Night Award every year after your Card renewal month, valid for a one-night stay (redemption level at or under 85,000 Marriott Bonvoy points). |
Included |
|
Elite Night Credits Receive 25 Elite Night Credits each calendar year toward the next level of Marriott Bonvoy Elite status. |
Included |
|
Priority Pass Select Membership Unlimited airport lounge access via Priority Pass Select for you and up to two guests per visit. Enrollment is required. |
$469 |
|
Luxury Property Credit Receive up to a $100 property credit for qualifying charges at The Ritz-Carlton or St. Regis when you book direct using a special rate for a two-night minimum stay using your card. |
$100 |
|
Cell Phone Protection Reimburses the lesser of your repair or replacement costs up to $800 per claim, up to 2 approved claims per 12-month period, subject to a $50 deductible. Previous month's bill must be paid with the card. |
Included |
|
Global Entry or TSA PreCheck Credit Receive a statement credit every 4 years for a Global Entry application fee ($120) or every 4.5 years for a TSA PreCheck application fee (up to $85). |
$120 |
|
Brilliant Earned Choice Award After spending $60,000 on eligible purchases in a calendar year, choose one benefit: 5 Nightly Upgrade Awards, a Free Night Award (up to 85,000 points), or 50,000 Marriott Bonvoy Points. |
Included |
|
Trip Cancellation and Interruption Insurance Reimburses non-refundable travel expenses up to $10,000 per covered trip and up to $20,000 per card account per 12-month period if a covered reason cancels or interrupts your trip. |
Included |
|
Trip Delay Insurance Reimburses up to $500 per covered trip that is delayed for more than 6 hours for eligible expenses. Limited to 2 claims per 12-month period. |
Included |
|
Baggage Insurance Plan Coverage up to $2,000 for checked bags and up to a combined maximum of $3,000 for checked and carry-on bags per covered person per trip. |
Included |
|
Car Rental Loss and Damage Insurance Secondary coverage up to $75,000 for theft of or damage to most rental vehicles when you use your card to pay for the rental and decline the agency waiver. |
Included |
|
Extended Warranty Provides up to one extra year added to the original manufacturer's warranty for warranties of 5 years or less. Coverage is up to $10,000 per item and $50,000 per calendar year. |
Included |
|
Purchase Protection Protects eligible purchases against accidental damage or theft for up to 90 days from the purchase date, up to $10,000 per occurrence and $50,000 per calendar year. |
Included |
|
Return Protection Refunds the full purchase price up to $300 per item and up to $1,000 per calendar year if a merchant won't accept a return within 90 days of purchase. |
Included |
|
Premium On-Property Internet Access Receive complimentary in-room, premium internet access while staying at participating Marriott Bonvoy hotels. |
Included |
|
No Foreign Transaction Fees Pay no foreign transaction fees when making purchases outside of the United States. |
Included |
$989
Total benefits
- $650
Annual fee
= +$339
Net value
It depends on your usage. The American Express Marriott Bonvoy Brilliant offers $989 in benefits against a $650 fee, putting you $339 ahead on paper. But you need to actively use the credits and perks to realize that value.
Prky tracks every American Express Marriott Bonvoy Brilliant benefit, sends reset alerts, and shows your real ROI. No card numbers needed.
Track These Benefits FreeThe annual fee for the American Express Marriott Bonvoy Brilliant is $650 per year. The card offers approximately $989 in total annual benefits across 18 perks and credits. Top credits include the $469 Priority Pass Select Membership, the $300 Dining Credit, the $120 Global Entry or TSA PreCheck Credit.
The American Express Marriott Bonvoy Brilliant offers 18 benefits worth approximately $989 per year. Key benefits include Priority Pass Select Membership ($469), Dining Credit ($300), Global Entry or TSA PreCheck Credit ($120). The card also includes 5 insurance benefits for added protection.
If you use a majority of the available credits, the American Express Marriott Bonvoy Brilliant more than pays for itself. The total benefit value is $989 against the $650 fee, leaving you $339 ahead.
The American Express Marriott Bonvoy Brilliant has benefits that reset on different schedules: Monthly, Annually. 1 benefit reset monthly, so missing even one month means lost value. Prky tracks all reset dates and sends alerts before credits expire.
Yes. The American Express Marriott Bonvoy Brilliant includes 5 insurance benefits: Cell Phone Protection, Trip Cancellation and Interruption Insurance, Trip Delay Insurance. Check your cardmember agreement for coverage details and limits.
Prky tracks all 18 American Express Marriott Bonvoy Brilliant benefits automatically, including Priority Pass Select Membership and Dining Credit. The dashboard shows dollar values, usage status, and upcoming reset dates for each benefit. Benefits reset on monthly, annually, other schedules. You get email alerts before credits expire so nothing goes to waste.
Whether you carry the American Express Marriott Bonvoy Brilliant or five other premium cards, Prky makes sure you use every benefit you are paying for.
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