American Express
The American Express Centurion packs $5,939 in annual benefits into a $5000/year card. That is a lot to keep track of. Most holders miss hundreds in value every year simply because they lose track of what resets when.
$5000
Annual Fee
$5,939
Total Benefit Value
+$939
Net Value
| Benefit | Value |
|---|---|
|
Saks Fifth Avenue Credit Up to $1,000 per calendar year in statement credits for purchases at Saks Fifth Avenue, awarded as up to $250 per quarter. Enrollment required. [1.3] |
$1000 |
|
Equinox Destination Access Membership Complimentary Destination Access membership to Equinox, providing unrestricted access to all Equinox fitness clubs globally. Includes Equinox+ after enrollment. |
$3600 |
|
CLEAR Plus Credit Up to $369 in statement credits per calendar year to cover the cost of a CLEAR Plus membership for the primary cardholder and adult family members/friends added to the same account. |
$369 |
|
Uber One Membership Credit Up to $120 in statement credits per calendar year toward Uber One membership fees. Covers both monthly and annual membership purchases. |
$120 |
|
Airline Incidental Fee Credit Up to $200 in statement credits per calendar year for incidental fees, such as checked bags and in-flight refreshments, charged by one selected qualifying airline. |
$200 |
|
SoulCycle At-Home Bike Credit A statement credit of up to $300 when using the card to purchase a SoulCycle At-Home Bike. |
$300 |
|
Global Entry or TSA PreCheck Credit Statement credit for the application fee for Global Entry (up to $100) or TSA PreCheck (up to $78). |
$100 |
|
American Express Venue Collection Concessions Credit 10% back in the form of statement credits, up to $250 per calendar year, on qualifying food and beverage concessions purchases at participating stadiums and arenas in the American Express Venue Collection. |
$250 |
|
Delta SkyMiles Platinum Medallion Status Complimentary Delta Platinum Medallion status, featuring complimentary upgrades, waived change fees for award flights, enhanced mileage earnings, and priority boarding. |
Included |
|
Hilton Honors Diamond Status Complimentary top-tier Diamond elite status with Hilton Honors after enrollment. |
Included |
|
IHG One Rewards Platinum Elite Status Complimentary Platinum Elite status within the IHG One Rewards program after enrollment. |
Included |
|
Marriott Bonvoy Gold Elite Status Complimentary Gold Elite status within the Marriott Bonvoy program. |
Included |
|
Hertz Platinum Status Complimentary top-tier Platinum elite status with Hertz car rentals. |
Included |
|
Avis President's Club Status Complimentary top-tier President's Club elite status with Avis car rentals. |
Included |
|
American Express Global Lounge Collection Unparalleled airport lounge access including expanded privileges at Centurion Lounges (reserved seating, premium champagne), Priority Pass Select, Delta Sky Clubs, Escape Lounges, Plaza Premium, and Lufthansa First Class Lounges in Frankfurt/Munich. |
Included |
|
Centurion Concierge A dedicated 24/7 personal concierge team that provides VIP assistance with lifestyle, travel, sold-out event tickets, and exclusive dining reservations. |
Included |
|
International Arrival & Airport Meet & Greet Services Complimentary Airport Butler or VIP arrival/departure services at select global airports, including a personal guide, when booking a first or business class ticket through American Express Travel. |
Included |
|
PS (Private Suite) Membership Complimentary annual membership to PS (private airport terminals at LAX and ATL), plus two complimentary visits per year to The Salon at PS, with each visit including a guest. |
Included |
|
Pay With Points Rebate A rebate on points redeemed for flights booked through American Express Travel using the Pay With Points feature (20% bonus on the personal Centurion card). |
Included |
|
Trip Cancellation and Interruption Insurance Reimbursement for non-refundable travel expenses if a covered trip is canceled or interrupted due to an eligible reason when the trip is paid with the card. |
Included |
|
Trip Delay Insurance Reimbursement for eligible additional expenses (such as meals and lodging) if travel is delayed for a covered reason. |
Included |
|
Baggage Insurance Plan Coverage for lost, damaged, or stolen baggage when traveling on a common carrier and purchasing the entire fare with the card. |
Included |
|
Car Rental Loss and Damage Insurance Provides coverage for damage to or theft of a rental vehicle when the rental is paid for with the card and the rental company's collision damage waiver is declined. |
Included |
|
Purchase Protection Protects eligible purchases made with the card against accidental damage or theft for a specific period after purchase. |
Included |
|
Extended Warranty Extends the terms of the original manufacturer's warranty on eligible purchases made with the card. |
Included |
|
Return Protection Provides refunds on eligible items if the merchant will not accept the return within a specified period from the date of purchase. |
Included |
$5,939
Total benefits
- $5,000
Annual fee
= +$939
Net value
It depends on your usage. The American Express Centurion offers $5,939 in benefits against a $5000 fee, putting you $939 ahead on paper. But you need to actively use the credits and perks to realize that value.
Prky tracks every American Express Centurion benefit, sends reset alerts, and shows your real ROI. No card numbers needed.
Track These Benefits FreeThe annual fee for the American Express Centurion is $5000 per year. The card offers approximately $5,939 in total annual benefits across 26 perks and credits. Top credits include the $3600 Equinox Destination Access Membership, the $1000 Saks Fifth Avenue Credit, the $369 CLEAR Plus Credit.
The American Express Centurion offers 26 benefits worth approximately $5,939 per year. Key benefits include Equinox Destination Access Membership ($3600), Saks Fifth Avenue Credit ($1000), CLEAR Plus Credit ($369). The card also includes 7 insurance benefits for added protection.
If you use a majority of the available credits, the American Express Centurion more than pays for itself. The total benefit value is $5,939 against the $5000 fee, leaving you $939 ahead.
American Express Centurion benefits reset on different schedules: Quarterly (Saks Fifth Avenue Credit); Annually (Equinox Destination Access Membership and CLEAR Plus Credit and 14 more); One-Time (SoulCycle At-Home Bike Credit); Other (Global Entry or TSA PreCheck Credit); Per-Trip (Trip Cancellation and Interruption Insurance and Trip Delay Insurance and 2 more); Per-Purchase (Purchase Protection and Extended Warranty and 1 more). Prky tracks every reset date and sends alerts before credits expire.
Yes, the American Express Centurion includes 7 insurance benefits: Trip Cancellation and Interruption Insurance, Trip Delay Insurance, Baggage Insurance Plan, Car Rental Loss and Damage Insurance, Purchase Protection, Extended Warranty, Return Protection. These protections are included at no extra cost as part of your cardmember benefits and can save you hundreds on separate insurance policies.
Prky tracks all 26 American Express Centurion benefits automatically, including Equinox Destination Access Membership and Saks Fifth Avenue Credit. The dashboard shows dollar values, usage status, and upcoming reset dates for each benefit. Benefits reset on quarterly, annually, other, per-trip, per-purchase schedules. You get email alerts before credits expire so nothing goes to waste.
Whether you carry the American Express Centurion or five other premium cards, Prky makes sure you use every benefit you are paying for.
Start Tracking FreeNo card numbers. No bank login. Takes 30 seconds.