American Express Gold

Dining Credit - How to Use It

The American Express Gold gives you up to $10 per month ($120/year) in dining credits at participating restaurants and food delivery services. This credit helps offset the $325 annual fee.

$120

Annual Value

Monthly

Resets

Dining

Category

How to Use This Benefit

  1. 1

    Log in to your American Express account and go to the Benefits section.

  2. 2

    Enroll in the Dining Credit benefit (enrollment is required).

  3. 3

    Check the current list of participating merchants (it changes periodically).

  4. 4

    Use your American Express Gold card at an eligible merchant.

  5. 5

    A statement credit of up to $10 will appear after the charge posts.

Cards That Offer This Benefit

Tips to Maximize This Benefit

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Frequently Asked Questions

Which restaurants qualify for the American Express Gold dining credit?

Participating merchants change periodically but commonly include Grubhub, The Cheesecake Factory, Goldbelly, and select Resy restaurants. Check your American Express Benefits tab for the current list.

Does the American Express Gold dining credit roll over?

No. The $10 monthly credit does not roll over. Unused credits expire at the end of each month.

Do I need to enroll for the American Express Gold dining credit?

Yes. Enrollment is required through your American Express account. Without enrollment, the credit will not apply.

More Benefits on the American Express Gold

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