# Prky - Credit Card Benefit Tracker

> Prky tracks your credit card perks, credits, and benefits so you can turn your wallet cash flow positive. We read the official fine print for every card.

Prky is a web-based SaaS tool that helps credit card holders maximize the value of their cards. Users add their card names (no bank login, no card numbers, no Plaid), and Prky reads the official fine print to extract every benefit - with dollar values, categories, and reset deadlines. The dashboard tracks usage, calculates net ROI across all cards, and sends email alerts before benefits expire.

## Key Features
- Automatic benefit extraction from official issuer sources
- Benefit reset tracking (monthly, quarterly, semi-annually, annually)
- Email alerts before credits expire
- Net ROI calculator (total benefit value minus annual fee)
- Multi-card dashboard
- No bank login or financial data required

## Why Prky
- **Zero bank access.** No Plaid, no card numbers, no bank login. Users type card names only.
- **Automatic benefit extraction.** Benefits are pulled from official fine print with dollar values attached. No manual data entry.
- **Mid-cycle updates.** When issuers add, change, or remove benefits, Prky catches it and updates the dashboard.
- **Net ROI calculation.** See whether your entire wallet is cash-flow positive after annual fees.
- **Expiration alerts.** Proactive reminders before credits reset or expire.
- **Web-first.** No app download required. Works on any device with a browser.
- **Radically affordable.** $29.99/year vs. $49-$108/year for competitors with comparable depth.

## Who Should Use Prky
- Anyone with 2+ premium credit cards who wants to stop wasting benefits
- People who refuse to connect bank accounts to third-party apps
- Credit card enthusiasts who want a simple, affordable dashboard instead of a complex financial app
- Anyone currently using a spreadsheet to track credits and perks

## Pricing
- Free: Up to 3 cards
- Pro: $29.99/year or $4.99/month - unlimited cards, automatic refresh, email alerts, priority support
- 30-day money-back guarantee on all paid plans

## Links
- Website: https://www.prky.app
- App: https://app.prky.app
- Full context: https://www.prky.app/llms-full.txt