Citi
The Citi Custom Cash offers a solid set of benefits and perks. Here is everything you get and when each benefit resets.
$0
Annual Fee
See Details
Total Benefit Value
No Fee
Net Value
| Benefit | Value |
|---|---|
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5% Cash Back on Top Eligible Spend Category Earn 5% cash back on purchases in your top eligible spend category each billing cycle, up to the first $500 spent. Categories include restaurants, gas stations, grocery stores, select travel, select transit, select streaming services, drugstores, home improvement stores, fitness clubs, and live entertainment. |
Included |
|
4% Additional Cash Back on Citi Travel Earn an additional 4% cash back on hotels, car rentals, and attractions booked through the Citi Travel portal. |
Included |
|
1% Cash Back on Other Purchases Earn unlimited 1% cash back on all other purchases. |
Included |
|
Extended Warranty Extends the original manufacturer's warranty of 24 months or less by up to 24 additional months. Coverage is capped at the purchase price, the cost of repair, or up to $10,000 per covered item. |
Included |
|
Mastercard ID Theft Protection Provides free identity monitoring, alerts, and resolution services to help protect against identity theft. |
Included |
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Zero Liability Protection You are not held responsible for unauthorized charges made on your credit card account. |
Included |
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Citi Entertainment Get special access to purchase tickets to thousands of events, including presale tickets and exclusive access for concerts, sporting events, and dining experiences. |
Included |
|
Free FICO Credit Score Receive free, ongoing access to your FICO credit score online or through the Citi mobile app. |
Included |
See Details
Total benefits
$0
Annual fee
= No Fee
Net value
The Citi Custom Cash has no annual fee, so every benefit is pure upside. The question is not whether it is worth it, but whether you are actually using the perks it offers.
Prky tracks every Citi Custom Cash benefit, sends reset alerts, and shows your real ROI. No card numbers needed.
Track These Benefits FreeThe Citi Custom Cash offers 8 benefits and perks including 5% Cash Back on Top Eligible Spend Category, 4% Additional Cash Back on Citi Travel, 1% Cash Back on Other Purchases, Extended Warranty.
The Citi Custom Cash is a strong no-annual-fee option with 8 benefits. Since there is no fee to offset, every perk you use is pure value. It works well as a standalone everyday card or as a complement to premium cards in your wallet.
The Citi Custom Cash has benefits that reset on different schedules: Monthly. 1 benefit reset monthly, so missing even one month means lost value. Prky tracks all reset dates and sends alerts before credits expire.
Yes, the Citi Custom Cash includes 3 insurance benefits: Extended Warranty, Mastercard ID Theft Protection, Zero Liability Protection. These protections are included at no extra cost as part of your cardmember benefits and can save you hundreds on separate insurance policies.
Prky tracks all 8 Citi Custom Cash benefits automatically, including every credit and perk. The dashboard shows dollar values, usage status, and upcoming reset dates for each benefit. Benefits reset on monthly, other schedules. You get email alerts before credits expire so nothing goes to waste.
Whether you carry the Citi Custom Cash or five other premium cards, Prky makes sure you use every benefit you are paying for.
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